May 2008

Featured case: Help for a senior facing foreclosure

A single woman approaching retirement had used her savings to purchase a home close to her job. She then lost her job and had difficulty making the mortgage payments. When she fell three months behind with payments, the bank started foreclosure proceedings.

The woman was very concerned that she would lose her home, even though she had a credible plan to raise the money to catch up with her payments. She called LawLINE for help. A staff member faxed the woman the LSS booklet Can’t Pay Your Mortgage? What You Can Do If You're Facing Foreclosure, and then guided her over the phone through the steps of filing an Appearance and drafting a Response and Affidavit in support. As a result, the caller was hopeful that she could gather the funds to redeem her mortgage and save her home.

To read Can't Pay Your Mortgage? online, go to the Publications section of the LSS website. To order a copy, e-mail Distribution. Please be sure to include the publication title, the number of copies, and a shipping address.

To find out more about LawLINE, go to the LSS website.